Business Loans

Develop new products. Expand into new markets. Give your store a facelift. Or just get your business off the ground. With a good plan and enough capital, you can make your business dreams a reality.

Community Futures offers business loans for most business-related purposes, including business start-up, seasonal requirements, working capital, and expansion.

Lending criteria:

  • Start-up or existing businesses
  • Demonstrated viability through a business plan
  • Located in the North Okanagan
  • Competent management
  • Creates or maintains employment
  • Ability to repay
  • Reasonable personal investment
  • Provision of adequate security

Get started

If you’re ready to apply for a business loan, please look at these forms
and documents:

Appeal Process 

  • Loan Appeal Process Instructions – PDF

4-H Youth Loans

Community Futures North Okanagan will provide loans to eligible 4-H Club Members in the North Okanagan region. The maximum amount of a loan per individual is $3,600.

For more information on the 4-H loan program, click here.


If you need more information about applying for business loans, contact our business team.

Partners in Lending